Bankruptcy is not a four letter word...

Many people are divided in opinions about bankruptcy.   Some think that bankruptcy is a legal way to cheat creditors out of their money.   Some think that bankruptcy is the result of mismanagement and indicates some fault or wrongdoing on the part of a person that files for bankruptcy.   Some, especially those that have received the benefit of the legal protections from creditors offered by the bankruptcy code, are thankful that they were able to start over.

The truth is that bankruptcy, like many things in life, can be used and abused in all the ways mentioned above.   But whether the bankruptcy code is used by some people motivated by wrong reasons, or a consequence of careless credit habits, or the last resort of desperate, hard working, honest people in financial trouble due to circumstances no fault of their own, bankruptcy is a very necessary component of modern economics and essential to the business community at large.

For moral people, and especially Christians, debts should be paid as they are able to pay them.   But when circumstances change, and benign debt becomes like a cancer devouring resources and the ability to provide for the necessities of life; and all other options fail to cure a cancerous debt load, the Christian should thank God that He established a country like the United States that preserves the Biblical principles of debt forgiveness and new starts, and move forward with courage in the God of second chances, recover their financial strength, remember these life lessons and again strive to become free and independent people that will “make as much as they can, save as much as they can, and give as much as they can”. 

For additional information or Bankruptcy Help call:

Thomas E. Brownfield at 714-318-7251 for an appointment.

What We Can Do For You...

I would like you to know that you are not alone.  Many people are struggling with extreme financial hardship and our office can help you through this challenging time.  We will provide you with sound legal counsel and help you to understand what your options are so that whatever you decide to do, you can do it with confidence and courage.

 We will examine your circumstances in detail and help you figure out what is the best thing to do by answering any questions or concerns you may have.  There is no obligation or pressure whatsoever, and that is one of the attributes that we pride ourselves in.

We educate our clients and tell them their legal options.  But we do not pressure anyone.  You can rest assured that we are here to help you make the decision that is best for you.

Call or Email Us Today!

I look forward to personally meeting you, and discussing your needs and concerns regarding your current situation.

Please give us a call or send us an email today for a FREE one hour consultation.

Call Us at 877-4 TOMSLAW

                  (877-486-6752)

-or-

Email Us at teb@occhristianlawyer.com